What Happens if You Get in a Car Accident with Lyft?

Lyft drivers are required to carry commercial insurance, either through their own company or through one affiliated with the ride-sharing service itself. Coverage levels are up to $1 million and include uninsured/underinsured motorist protection.  

Convenience – at a cost 

There was a time when getting a ride was difficult for those without a car of their own. They either had to rely on friends or family or pay an expensive taxicab company. 

Services such as Lyft have changed all that. Now there’s a host of people with reliable vehicles offering rides to those who need transportation. Their services are not free, although the rates are highly competitive. 

Coverage required of all drivers 

Lyft requires its drivers to carry insurance. The contractor is free to choose any reputable insurer that’s willing to extend coverage. Lyft also offers supplemental insurance with a $1 million cap.  

This policy includes protection against accidents caused by uninsured/underinsured third parties. So you’ll be covered no matter who was responsible for the wreck. 

But this doesn’t mean that the insurer will offer you the full compensation you deserve. Insurance companies are known for throwing lowball figures at accident victims. That’s why it’s a good idea to talk to an auto accident attorney if you’ve been involved in a Lyft-related wreck. The expenses associated with a car crash can easily total hundreds of thousands of dollars. Taking the first amount the company offers may leave you in a precarious situation. 

Can I sue Lyft directly? 

It’s impossible to provide a final answer to this answer without knowing the details. However, the answer is most likely “no.” Like any large company, Lyft has taken extensive precautions to protect itself against legal action. 

This is why Lyft drivers are classified as independent contractors, not as employees. It adds an extra layer of protection for the parent company.  

This doesn’t mean that your case is cut-and-dry, however. Sometimes the fault for an accident can extend to multiple parties, including large corporations.  

A classic example is the 2014 incident involving Toyota. The automaker was forced to pay $1.2 billion to settle actions brought against it due to faulty accelerators.  

This is another reason to consult an auto accident law firm after a car crash. Only a skilled attorney is qualified to offer specific legal advice.  

Why Ellis Injury Law? 

Once you’ve decided to seek legal counsel, the next step is to choose the right law firm. We think that the car accident lawyers at Ellis Injury Law are worthy of your consideration. Here’s why: 

  • We have the right skills: We’ve handled some of the biggest personal injury cases in US history, including actions taken against giant corporations.  
  • We get the right results: Our attorneys have recovered more than $350 million for our clients, funds which have helped them to move past their injuries and enjoy happier, more fulfilling lives. 
  • We have the right priorities: You’re never just another case number to us. We take the time to give every client the same kind of personable service we would expect for ourselves. 

Get in touch with our office today to arrange your free consultation. We’re available 24/7. Remember, we’re here to help.