Should I call my insurance after a minor accident?

Should I call my insurance after a minor accident?

Most people in Southern California get around by driving, which means our region has its fair share of automobile accidents. Chances are good, even if you’re an exceptional driver, you’ll be involved in at least a minor accident at some point in your life. From rear-enders at red lights, to little fender benders in parking lots, minor accidents happen all the time. Many people find themselves wondering, “Should I call my insurance after a minor accident?” The answer really depends on the circumstances surrounding your accident and how expensive you think the repairs will be. If you’re hurt in the accident, keep in mind Los Angeles personal injury lawyers are standing by to help. 

A minor accident with no injuries 

Mishaps like backing into your mailbox, hitting the curb when you swerve to avoid an animal, or scratching against guardrails on a narrow road can cause damage to your vehicle. While your insurance may cover your repairs, reporting the accident may also cause your premiums to increase. You need to weigh the cost of repairs and decide if it’s worth risking a premium increase. Often times, it’s more cost effective to pay for repairs out of pocket. That being said, if you suspect another person’s negligence may have played a role in your accident, a free consultation with a personal injury lawyer can help you better understand your options. 

An accident involving another driver 

If you’re in a minor accident involving another driver, you should exchange insurance information and notify your insurance company. You may need to get checked out by a doctor, and you might have to speak with police. Your next step should be to contact Los Angeles car accident attorneys with Ellis Law. If the other driver is at fault, totally or even partially, you have the right to seek damages. Though damage to your car may seem minimal at the time, you should seek the opinion of a mechanic. The same is true for your body. You may feel fine in the immediate aftermath of the crash, but lingering issues like whiplash can cause you pain and suffering for weeks, or months to come, and may require medical treatment. Ellis Law can direct you to trusted medical professionals who can provide a thorough evaluation of your injuries. 

Protect your rights with a strong legal team 

From improperly marked construction sites to poorly maintained roadways, distracted or aggressive drivers, and jaywalking pedestrians, there are a lot of hazards to watch out for while you’re on the road. Should you get in an accident that’s caused by someone else’s negligence, you need a legal team that’s dedicated to fighting for your rights. Don’t let an accident drive you into financial ruin. Seek compensation to pay for medical bills, missed days at work, and rent, utilities and other living expenses while you recover. A personal injury attorney can help you get back on your feet after a serious collision. 

Schedule a free consultation today 

Meeting with a legal pro from Ellis Law won’t cost you a thing. We offer 100% free and totally confidential consultations for anyone in the Los Angeles area who believes they’ve sustained injuries due to another person’s negligence. Though it’s always best to contact a lawyer as soon as you are able, California state law does allow for some time to file a personal injury lawsuit. When it comes to seeking justice, it’s truly better late than never. Let us hear your version of events, and we’ll figure out what your next move shall be. 

No upfront legal fees 

If we decide to take your case, we’ll get to work with no upfront legal fees. Our payment is contingent on you winning a verdict or receiving a settlement. We don’t get paid until you see results. In the 20-plus years Ellis Law has been practicing, we’ve secured over $350 million in damages for the good folk of Southern California. We have experience with everything, from common slip and fall cases to complex tort lawsuits that involve a number of plaintiffs. Make an appointment to meet with one of our partners today, and find out if you have the grounds to seek compensation for your injuries.