Do I need a lawyer if I am behind on car insurance payments at time of the accident?

With the skyrocketing cost of living in Southern California, it can be easy to fall behind on bills, and this includes car insurance payments. Of course, you still need to drive to work or class, whether your payments are 100% up to date or not. But what should you do if you get in a fender bender before you’ve gotten caught up on your bills? You may wonder, do I need a lawyer if I am behind on car insurance payments at the time of the accident? The answer shouldn’t surprise you; you absolutely do. Contact a Los Angeles personal injury lawyer today, and we’ll begin examining the events surrounding your wreck.

Consultations are 100% free and confidential

There are a lot of details to examine when you’re trying to figure out who owe who what after a car accident. Throw in the fact that you were late on a few payments, and things get even more complicated. Schedule a meeting with a personal injury attorney from Ellis Law today and explain your situation. Though you’re behind on payments, your insurance company may still have a responsibility to act in your best interests. Of course, if the other driver is found liable, you’ll need an attorney to guarantee that you’re getting all the compensation you deserve. Only by working with a talented and experienced professional can you be certain your rights are being protected.

A top-notch legal team with no upfront legal fees

Making ends meet in today’s world can be tough, and not everyone has the free cash floating around to hire an expensive attorney out of pocket. If you find yourself in this situation, do not despair. A Los Angeles car accident lawyer from Ellis Law is standing by 24/7 to hear your side of the story. If we decide you have a case, we’ll get right to work. We don’t get paid a single penny until you receive damages. At Ellis Law, we win 99% of the cases we take. Should you fail to win compensation, you won’t owe us a thing. Insurance companies may try to get you to agree to a small settlement right away. Though the promise of quick cash can be tempting, it’s important to have your own counsel take a look at the offer. Don’t let a lack of funds keep you from fighting for the compensation you need to take back control of your life.

We’ve won over $350 million for out clients

In the 20 plus years Ellis Law has been practicing in Southern California, we’ve won over $350 million in damages for our clients. It’s a number we are very proud of, and it’s a number that continues to grow. Though every accident is unique, there are some common types of automobile collisions that we see fairly often. Being rear ended by a texting or distracted driver is near the top of the list. They think they’re stuck in bumper to bumper traffic and there’s no harm in checking their phone. The next thing you know, you feel a car slam into your bumper. Injuries caused by sleepy or intoxicated drivers are also common in California. From swerving out of a lane to failing to stop at a stop sign, these events happen all the time and can cause a great deal of pain and suffering.

Don’t let someone else’s negligence bankrupt you

A serious injury can cause medical bills to pile up. You may end up missing days or weeks of work, and you’re happy, healthy life may be shattered. The good news is, the law is designed to prevent victims in your situation from falling into financial ruin. Whether you’ve taken a tumble due to a slippery floor or poorly maintained handrails, been hurt at an unsafe construction site, sustained an injury from a defective product, or been or suffered from unprofessional police or EMT work, you have the right to seek compensation. You know the other side will have their own legal team, you need an attorney in your corner. Contact a car accident attorney from Ellis Law today, and find out what the law can do for you. If you’re too hurt to travel, we’ll make an appointment to come visit you in your home or care facility.